Buy or SELL your
Car stress-free

There are advantages and disadvantages to either option.

Buying new:

• You get full new car warranty
• You don’t inherit someone’s problems
• You can pick and choose or even order the perfect car
• You get the support of the manufacturer in a form of subsidized finance rate and leasing.

Buying used:

• You can research the reliability of a certain model and year prior to purchasing
• You don’t take a new car depreciation hit, and you will pay less
• You do get manufacturer support if the car qualifies under the Certified Pre-Owned program – extended warranty and low finance rates

When you buy privately:

• You risk the chance of dealing with curbsiders
• They are not licensed and have zero legal liability
• No options for trade-ins or financing
• You risk the chance of getting defrauded

When you buy from a dealer:

• You don’t risk fraud – a car is guaranteed to have a clean title, you can ask and usually will be given a copy of CarFax, certain conditions have to be disclosed by law (differs by state)
• You can get help with financing – while you might not get the lowest rate, a dealer is motivated to get you financing at any cost, and they will take care of all the paperwork
• You can purchase an extended warranty (although it is possible to purchase an extended warranty on a car bought privately)
• In most situations, you don’t have to deal with registration
• You can trade your car

Assuming you have done your research, you should know what you can afford, how you want to pay for it, and what model you want. Going to a dealer not knowing anything will either end up a waste of time, or a bad decision.

Insurance: if you don’t have any – get quotes, know how much it will cost you, and have everything ready to call insurance company, pay for insurance, and have them fax proof of insurance to the dealer. If you do have insurance – make sure you have a current ID card.

Trade: have all your keys, manuals, registration and title. If you are not on the title – you can’t trade it.

Form of payment: personal check is always the best.